Sustainable Finance

The Mediolanum Group considers sustainability an integral part of its culture and one of the fundamental elements of its business model, capable of generating long-term added value and contributing to the realization of its Vision and values ​​of Freedom, Relationship, Innovation and Commitment towards stakeholders, starting with customers, investors and the community.

Our Vision is in line with the Action Plan defined by the European Commission to strengthen the role of finance in the creation of an efficient economy that also achieves environmental and social objectives.

Sustainability represents a strategic choice for which the companies of the Mediolanum Group share the fundamental guidelines and have developed an approach to responsible investments that combines economic and profitability objectives with ESG (Environmental, Social, Governance) factors in the analysis and in the management of investment solutions.

This approach makes use of a governance system which, through internal regulations and procedures, aims to promote the dissemination of values ​​such as professional correctness and compliance with laws and regulations.


Our Values
In order to pursue the transparency objectives, set out in the European Regulation 2019/2088 Sustainable Finance Disclosure Regulation (SFDR) about information on sustainability in the financial services sector, the Group communicates how:
Integrates sustainability risks
Into investment and advisory processes and decisions
Considers the negative effects
On sustainability factors in investment decisions
MIL investment process

Mediolanum International Life DAC (“MIL”) is authorised to issue life insurance products and is responsible for the general management and the administration of these products. MIL has appointed as its investment manager Mediolanum International Funds Limited (MIFL), a group company. MIFL has put in place an Investment Decision Making Process (“Investment Process”)  that applies to all its clients including, funds managed by MIFL and those non-fund clients who have engaged MIFL as a discretionary portfolio manager (i.e. MIL). Environmental, Social and Governance (ESG) issues are integral to the values and culture of the Mediolanum Group. These values are also embedded in MIFL’s Investment Process. MIL meets the definition of a Financial Market Participant (“FMP”) under the Sustainable Finance Disclosure Regulation (the “SFDR”). Under the SFDR, MIL is required to publish a number of disclosures on its website. The attached statement has been prepared to address the SFDR requirements.