Mediolanum International Life dac. (MIL), part of the broader Mediolanum Group, offers a range of life insurance and investment-linked products for European retail clients in Italy, Spain and Germany. These are primarily distributed through the Group’s banking entities and Family Banker networks.

In the following tabs, you will find information on the products divided by country.

The Product Department co-ordinates and leverages both internal and external resources to develop new products from concept stage to launch through MedInSynC®, our proprietary product development process.

MedInSynC® is a collaborative development process drawing on MIL’s internal and external innovation network. Following technical feasibility evaluation and analysis, an idea is then developed and project managed to deliver a final product, complete with commercial and distributor support initiatives followed by post implementation review and optimisation.

The above processes require a high level of co-ordination among the different departments involved (i.e. the delegate asset management, finance, IT, operations, fiscal, legal, and compliance including external parties and the Appointed Actuary). All product development and management activities are presented, discussed and formalised at the MIL’s Product Committee.

MIL is authorised to issue life insurance products and it is responsible for the general management and the administration of these products. In this regard, MIL manages the issued products, and may delegate the investment and re-investment of each asset to a delegate investment manager.